At Griswold Home Care, we celebrate, educate and advocate the choice to remain independent at home as we age. However, it is important for anyone going through the aging process to consider all of the options available. Often, non-medical in-home care services are available to assist you in any setting, sometimes including Continuing Care Retirement Communities (CCRC).
What is a Continuing Care Retirement Community?
CCRC’s are retirement communities established to provide the full spectrum of care services needed for older adults to age in place. In other words, when moving to a CCRC, many new residents start in independent living scenarios and then transition to varying levels of assisted living as they age or their scope of services change. The main benefit of this living situation is that seniors do not need to be relocated as their needs progress. This set-up can be perfect for the forward thinking older adult and/or family who are planning for their future needs and want to ensure that all levels of care are at their disposal.
To make the transition of care possible, CCRC’s usually have a wide variety of staff employed on site or contracted through third parties. These individuals may include non-medical in home caregivers, Certified Nursing Assistants (CNA’s), Registered Nurses (RN’s), dieticians, fitness instructors, therapists, etc. When considering moving to a CCRC, make sure to ask what types of care you will have access to and whether you can hire additional outside help if there are needs that cannot be met.
Home Care vs. Continuing Care Retirement Communities: Which is the best option?
Instead of making an argument for which living situation is optimal, we prefer to help you ask the right questions to figure out what your preferences are. There are many things to consider:
- Do you prefer to remain at the home you’ve established over time, or would you rather move to a community of like-minded individuals?
- Do you enjoy the general upkeep of your home and the chores that exist with being a home owner, or would you rather not have to worry about it?
- Is your mortgage paid off and/or is the cost of remaining at your current home relatively low, or would moving to a CCRC not be a huge increase in your cost of living?
Aside from these general “would you rather” questions, consider asking these questions when speaking with a CCRC:
- What types of contracts are available to residents and what are all the stipulations within those contracts?
- Are you able to hire outside help from another company to fill the gaps in care services or to remain in an independent living situation without being forced into on-site assisted living?
- What amenities exist at the community and where are the hidden additional costs (if any) that are not included in the contract?
In addition to these questions, AARP has a full list of what to ask and observe when visiting continuing care retirement communities.
What is best for you and your loved ones?
Non-medical in-home care exists to enable you or your loved ones to remain in the comfort of your own homes. However, every scenario is different, and for those that are enticed by the opportunity of living in retirement homes with older adults going through a similar aging process, Continuing Care Retirement Communities may be a perfect fit. It’s important to be thorough in your retirement planning process and consider all of the options available to you. Griswold Home Care is able to speak with you about those options and help you make an educated decision that will be the best for you or your loved ones.
Do you have questions about Continuing Care Retirement Communities that were not answered in this article? Do you have experience with CCRC’s and would like to share your story? Please leave us a message in the comments below!